INTELLIGENT, COST-EFFECTIVE APPROACHES TO HELPING CLIENTS OVERCOME THOSE INEVITABLE BUMPS IN THE ROAD.

HCMP has broad experience in a wide variety of creditors' rights matters, both in bankruptcy and non-bankruptcy situations. We regularly advise public and privately-held corporations (including a number of institutional lenders -- see Lender Services), partnerships, and individuals regarding loan workouts, business restructuring, bankruptcy, reorganization, collection, foreclosure, and other debtor-creditor matters.

Our work in this area includes representation of businesses, individuals, lenders, and borrowers in connection with:

• Loan amendments, restructuring and workouts
• Both judicial and nonjudicial foreclosures -- from routine nonjudicial residential foreclosures to complex commercial and construction foreclosures
• Prejudgment writs of attachment and garnishment
• Enforcement of personal and corporate guarantees
• General and custodial state court receiverships
• Business restructurings and liquidations
• Debt enforcement matters -- from the initial demand stage through enforcement of judgment, including the establishment of procedures for handling recurring collection matters on a cost-effective basis
• Representation of creditors, creditors' committees, trustees, post-petition lenders, and debtors in all types of bankruptcy cases and related adversary proceedings.

Representative Clients.

HCMP provides a number of clients with ongoing representation in connection with debtor-creditor matters. Here is a partial representative list of clients:

• Fannie Mae
• First Horizon Corporation
• Hewlett Packard
• HomeStreet Bank
• HSBC
• KeyBank National Association
• Merrill Lynch Business Financial Services, Inc.
• Mitsubishi International Corporation
• Seattle Bank
• Washington Federal Savings
• Weyerhaeuser Realty Investors, Inc.
• Wright-Wapato, Inc.
• Zions First National Bank

We have also been retained as both general and special counsel by debtors in all types of bankruptcy proceedings, and as court-appointed counsel for creditors' committees in Chapter 11 cases.

Meeting your goals.

Not only do we have the experience and capacity to handle a full range of debtor-creditor matters, we are committed to representing you in an efficient and timely manner. We look for every opportunity to reduce your legal fees or otherwise achieve the desired results in the most cost-effective manner. While  we take great pride in our work product, we never lose sight of your ultimate business goals.